Replace spreadsheets and notebooks with a professional lending system built for South African private lenders.
Every borrower, loan and repayment in one searchable place - from any device. No more guessing what you're owed.
Automated WhatsApp, Telegram and email reminders keep every due date top-of-mind for your borrowers.
Professional records, digital receipts and monthly P&L reports - the credibility to lend at scale.
Designed around the real workflow of a South African independent credit provider.
Every account starts with a 30-day free trial — no credit card required. Pick the plan that fits the size of your book.
I used to manage everything in a notebook. CreditBuddy showed me what running a proper lending business looks like. My borrowers take me more seriously now.
The WhatsApp receipts changed everything. There's a paper trail now and my borrowers know I mean business. Overdue payments dropped in my first month.
Within a week I had all my loans captured and could finally see my full book. I didn't realise how much I was losing track of.
Sign up free - no credit card. Takes under two minutes.
Add your business name, default interest rate, and WhatsApp number.
Add borrowers, create loans, and track every repayment - all in one place.
No credit card required. Full book set up in under 5 minutes.
Register your profile once and let CreditBuddy fast-track your access to cash. No login needed - just fill in your profile.
Register as a Borrower →